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Financing

Auto Financing

Loans, refinancing, and credit optimization

Guides & Articles (13)

Auto Loan Refinancing 101

When refinancing makes sense, how much you can save, and how to get the best rates.

8 min readRead more →

Credit Scores and Car Loans

How your credit score affects your auto loan rate and what you can do about it.

7 min readRead more →

Banks vs Credit Unions vs Online Lenders

Compare auto loan sources to find the best rates and terms for your situation.

8 min readRead more →

Underwater Auto Loans: What to Do

Strategies for when you owe more than your car is worth, plus how to avoid it.

9 min readRead more →

First-Time Auto Buyer Financing Guide

Everything first-time car buyers need to know about getting approved and avoiding mistakes.

10 min readRead more →

Shop Rates Without Hurting Your Credit

How to compare multiple auto loan offers without damaging your credit score.

6 min readRead more →

Early Auto Loan Payoff: When It Makes Sense

The math behind paying off your car early, plus strategies that actually work.

8 min readRead more →

48 vs 60 vs 72 vs 84 Month Loans

How loan term affects your monthly payment, total cost, and equity position.

7 min readRead more →

Dealer Financing vs Direct Lending

When to use dealer financing and when to get your own loan first.

8 min readRead more →

Bad Credit Auto Loans: Your Options

How to get a car loan with bad credit and avoid predatory lenders.

9 min readRead more →

How Much Down Payment Do You Need?

Finding the right down payment to avoid negative equity and minimize total cost.

7 min readRead more →

The Complete Co-Signer Guide

Risks, benefits, and alternatives for both borrowers and co-signers.

8 min readRead more →

Financing New vs Used: What Changes

How financing differs between new and used cars, and which is better for you.

9 min readRead more →

Get Personalized Financing Analysis

See how your vehicle compares and discover opportunities to save.

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