Car Ownership Answers
Quick answers to the most common questions about car costs, from insurance rates to maintenance schedules.
294 results
Should I put 20% down on a used car loan?
No, you do not need 20% down on a used car loan. Put 10% down on a used 2025 Audi A6. This cuts your loan size, drops payments to $792 a month at 7% over 60 months, and keeps you ahead of the car's value drop. Lenders like it too. (187 chars)
How much down payment for used Audi financing?
Aim for at least 10% down on a used 2025 Audi A6. That equals $4,200 on a $42,000 car. It cuts monthly payments from $833 to $750 at 7% APR over 60 months. Lenders allow 0% down with good credit. (162 chars)
Massachusetts vehicle excise tax calculator
Massachusetts vehicle excise tax is $25 per $1,000 of assessed value. For a 2023 Nissan Rogue ($35,000 MSRP) in Sudbury (01760), full-year tax in 2026 (4th year) is $219. Prorate partial years: 9 months is $164.
Is auto loan interest tax deductible in 2026?
Yes, you can deduct up to $10,000 in car loan interest on your 2026 tax return if you bought a new vehicle after December 31, 2024, and it was assembled in the U.S.
A Smart Guide to Lower Refinance Car Loan Rates in 2026
Is your car payment eating up a bigger slice of your budget than you’d like? If so, you’re definitely not alone. Finding a better refinance car loan rate can be a total game-changer, potentially shaving $50, $70, or even more off your monthly bill without the hassle of changing cars.
How to Refinance Car Loans for Big Savings
So, what exactly is refinancing a car loan? Think of it as trading in your old, clunky loan for a brand new one with better terms. A new lender pays off your existing car loan, and you start making payments to them instead—ideally with a lower interest rate or a more comfortable monthly payment.
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