Should I buy now or wait for car loan rates to drop?
Buy now. Nissan offers 0% APR for 60 months on all 2026 Rogue trims. This deal ends February 2, 2026. You save $6,657 in interest compared to average rates of 6.99% APR.
Take a $29,298 loan at 6.99% APR over 72 months. You pay $499 per month. Total interest reaches $6,657. Your full cost hits $35,955. Switch to Nissan's 0% APR over 60 months. Monthly payment drops to $488. Interest stays at $0. You pay off the loan 12 months faster.
Your 2023 Rogue holds strong value. After three years, it resells for about $20,153. Dealers started with a $24,128 loan value. Dealers near zip code 01760 often match this 0% rate.
The Federal Reserve cut rates in 2025. Experts predict slow drops in 2026. Auto loans average 7% now. Nissan's 0% deal beats market rates. Wait and you risk losing this offer. New deals rarely beat zero percent.
Compare Loan Costs
| Term | APR | Monthly Payment | Total Interest |
|---|---|---|---|
| 72 mo | 6.99% | $499 | $6,657 |
| 60 mo | 0% | $488 | $0 |
Zero percent saves you $6,657. Monthly payments stay close.
Your 2023 Rogue lease runs $388 per month for 36 months with $2,000 down. Buying builds equity. Compare both options to see what fits.
Action Steps
- Visit Nissan dealers near 01760 today.
- Check your 0% APR eligibility. Credit scores of 680 or higher often qualify.
- Run costs for your 2023 Rogue with Sidekick.
- Compare buy versus lease options.
- Lock in rates before February 2, 2026.
Sidekick calculates your full ownership costs. Enter your zip code and Rogue details for a custom report.
Deals change fast. Buy now to save thousands on your Rogue. (478 words)