5-Year Ownership Cost: $84,128
The 5-year total cost of ownership for a used 2020 Porsche 911 Carrera S coupe equals $84,128. Owners drive 15,000 miles per year in this estimate. It factors in taxes and fees, financing, fuel, insurance, maintenance, and depreciation.
Sidekick bases this on a typical used cash price of $68,763. Your real price changes with mileage, options, and condition. These costs cover five full years of ownership. They go beyond the initial buy price.
Cost Breakdown
| Category | 5-Year Total |
|---|---|
| Taxes and fees | $2,882 |
| Financing | $11,747 |
| Depreciation | $23,769 |
| Fuel | $15,251 |
| Maintenance, repairs, and insurance | $30,479 |
| Total | $84,128 |
Fuel costs assume mixed driving. You get 18 mpg in the city and 24 mpg on highways. Sidekick uses average fuel prices from the period.
Maintenance and insurance change by location and coverage. Many owners pay $2,000 to $4,000 per year for insurance. They spend $1,000 to $2,500 yearly on maintenance. This depends on driving habits and warranty status.
Location Impact: ZIP 90210
Sales tax hits 9.5% in Beverly Hills. On a $68,763 taxable price, you add about $6,500 in tax. The model's $2,882 covers an average case, not 90210 specifics.
Insurance runs higher for performance cars in 90210. Expect $2,000 to $4,000 per year. Dense traffic and theft risks push rates up. Your driving record and coverage choices set the exact amount.
Financing Details
Finance charges total $11,747 over five years. Your rate ties to credit score, loan length, down payment, and lender. Strong credit gets you 5% to 6% APR on a 60- to 72-month loan. Put 20% down to cut interest and monthly payments.
Tips to Cut Costs
- Buy certified pre-owned. You gain warranty coverage and lower repair risks.
- Shop three loan offers. A 1% lower APR saves thousands over the loan.
- Raise your insurance deductible. Bundle home and auto policies to save more.
- Drive fewer miles each year. You spend less on fuel, tires, and services.
- Stick to the maintenance schedule. Keep records to boost resale value.
- Sell or trade before big services like tires and brakes if you drive a lot.
Sidekick tailors these estimates to your ZIP code and lender. It alerts you to savings on fuel, insurance, and repairs.