2022 Acura TLX Ownership Costs & Optimization
Overview
The 2022 Acura TLX comes with a 2.0L VTEC Turbo engine. It makes 272 horsepower and 280 lb-ft of torque. A 10-speed dual-clutch transmission shifts quick. You get 25 MPG combined. Sport seats hold you firm. Adaptive cruise control boosts safety. Cargo space measures 13.5 cubic feet in a nice cabin.
Sidekick scores this model at 64. That score comes from one owner. Average annual costs reach $8,400. Market value lands at $12,000. You cut costs with smart insurance and loan choices. This score shows fair value. It leaves room to improve.
Luxury sedans score 60s to 70s often. The TLX sits at the lower end. Fast depreciation and high insurance pull it down. Owners drive it best in suburbs. Average miles keep costs steady.
Sidekick Score Analysis
Sidekick Score stays at 64 for this model. Average hits 64. One owner shared data. It marks solid value in premium sedans. Top models reach 70 or more. They hold value better and cost less to run. The TLX trails due to its sporty setup.
Insurance costs more for quick cars. Initial owner data sets the base. More reports will refine it. A 64 score lets you boost your own. Hit loans and insurance first for quick gains.
Ownership Cost Breakdown
Owners spend $8,400 a year on average. That fits a $12,000 market value for clean cars. Costs split into five areas.
| Category | Annual Cost | % of Total |
|---|---|---|
| Depreciation | $1,800 | 21% |
| Insurance | $2,600 | 31% |
| Financing | $2,500 | 30% |
| Maintenance | $1,300 | 15% |
| Parking | $100 | 1% |
Insurance tops the list at 31%. Financing follows at 30%. They take over 60% of your budget. Depreciation presses at 21%. Maintenance stays fair. Acura builds reliable cars. Parking costs almost nothing at 1%.
Regional Insights
All owners park in suburbs. That makes 100% of reports.
Suburbs save 10-20% over cities. Theft rates drop, so insurance falls. Free parking skips garage fees. The TLX handles turns well and rides smooth. No city potholes cut maintenance.
City drivers pay more. Theft raises insurance 15-25%. Street parking or valet adds $500 a year. Stay in suburbs to match these costs.
Mileage Impact
Owners drive average miles. That covers 100% of reports.
Average miles link to $1,800 depreciation and $1,300 maintenance yearly. Keep under 12,000 miles to save value. More miles speed value loss by 20-30%.
Use the Maintenance Minder for oil and checks. It holds 25 MPG fuel use. Repairs stay low. High miles raise costs 25% faster.
Savings Opportunities
Big savings come from top actions. Refinance saves $10,700. Sell smart nets $4,000.
| Opportunity | Estimated Savings | Action |
|---|---|---|
| Refinance your auto loan | $10,700 | Shop rates and boost your credit |
| Refinance current auto loan | $10,700 | Compare lenders for best deals |
| List privately and sell now (before 100k miles) | $4,000 | Appraise online and time the market |
Start with loans. Rates sit low now. Good credit gets 3-4% APR. That cuts $2,500 payments a lot.
Sell before 100,000 miles. Private sales top trade-ins by $2,000-3,000. Check Kelley Blue Book for your trim.
Get insurance quotes each year. Bundles cut 10-15%. Garages drop rates too.
Bottom Line
The 2022 Acura TLX suits suburban drivers who want 272 hp and 0-60 in 5.9 seconds. Costs at $8,400 yearly stay in check. Hit insurance and financing first.
Average drivers get the best fit. Luxury features and tech make drives great. Optimize to lift your score over 70.
Get your Sidekick Score now. It shows real savings for your TLX. Start in minutes.
