2019 Toyota Tacoma Ownership Cost: $11,138/Year & Score 85
The average annual cost to own a 2019 Toyota Tacoma is $11,138, based on Sidekick owner data. This vehicle earns a Sidekick Score of 85, indicating strong value for midsize truck owners. Your biggest costs are financing at $3,961/year and fuel at $2,439/year.
Overview
The 2019 Toyota Tacoma remains a top choice in the midsize truck segment for its reliability and capability. Sidekick owners rate this model with a Score of 85, which reflects solid long-term value compared to other trucks. The current market value for a 2019 Tacoma sits between $27,000 and $27,000.
Annual ownership costs total $11,138, with financing and fuel leading the breakdown. This is lower than average for many trucks in this class, thanks to the Tacoma's reputation for low repair frequency. According to RepairPal, the average annual repair cost is just $478, which is below average for ownership costs.
Sidekick Score Analysis
The Sidekick Score of 85 means this vehicle performs well in ownership value. Scores range from 0 to 100, where 85+ indicates strong reliability and cost efficiency. For midsize trucks, this score is above the segment average.
This rating is based on initial owner data from 1 verified owner. As more owners join Sidekick, the score will become more precise. Small sample sizes can limit confidence, but the 85 score aligns with Toyota's known reliability record.
"Based on analysis of 1 verified vehicle, the 2019 Tacoma shows strong value retention and low repair frequency." - Sidekick Research Team
Ownership Cost Breakdown
Total annual cost: $11,138
| Category | Annual Cost | % of Total |
|---|---|---|
| Financing | $3,961 | 36% |
| Fuel | $2,439 | 22% |
| Insurance | $2,331 | 21% |
| Maintenance | $1,120 | 10% |
| Depreciation | $1,107 | 10% |
| Parking | $180 | 2% |
Financing is the highest cost at $3,961/year, followed by fuel at $2,439/year. Insurance comes in third at $2,331/year. Maintenance costs are relatively low at $1,120/year, which matches CarEdge data showing $6,932 for 10 years of service.
Depreciation is modest at $1,107/year, but timing matters. Selling before the 100k mile mark can save owners $2,500/year in lost value. According to Kelley Blue Book, 2019 Tacomas in good condition range from $20,000 to $35,900 depending on style.
Regional Insights
Costs vary by location type. Urban areas often have higher parking and insurance rates, while rural areas may see higher fuel costs due to longer drives. The current sample has no regional distribution data, so we cannot show which regions have the most owners.
In general, urban owners face higher parking fees (up to $500/year) but may benefit from lower fuel use. Suburban owners balance moderate costs across all categories. Rural owners typically pay more for fuel and maintenance due to road conditions.
Mileage Impact
Mileage heavily affects depreciation and maintenance costs. The 2019 Tacoma loses value faster once it hits 100,000 miles. Owners who sell before this mark can save $2,500/year in depreciation.
Maintenance costs also rise with mileage. Routine oil changes happen every 5,000 miles, but major services like timing belt replacement ($809: $1,345) come due around 100k miles. Keeping service records complete can help you save $1,500/year on financing by improving resale value.
Savings Opportunities
Top 5 ways to save money on your 2019 Tacoma:
- Sell Now to Avoid Mileage Loss: Save $2,500/year in depreciation by selling before 100k miles.
- Act Before 100k Mile Mark: Another $2,500/year depreciation savings if you plan to sell early.
- Complete All Recalls and Service Records: Save $1,500/year on financing by boosting resale value. The 2019 Tacoma has 4 known recalls, including a fuel pump failure.
- Coolant Flush (5-Year Service): Save $1,080/year in maintenance by following the 5-year service schedule.
- Compare Insurance Quotes: Save $557/year by shopping around. The average insurance cost is $2,041/year, but rates vary by driver history.
Bottom Line
The 2019 Toyota Tacoma is a smart choice for owners who want reliability and manageable costs. With a Sidekick Score of 85 and annual costs of $11,138, it outperforms many competitors. Financing and fuel are your biggest expenses, but timely service and early selling can cut depreciation significantly.
This truck is best for owners who plan to drive under 100,000 miles and want low repair frequency. If you're considering buying or selling, get your personalized Sidekick Score to see how your specific vehicle performs.
Updated monthly with real owner data. As of July 2026.
