$300 per month for Toyota Camry insurance is too much. Most owners pay $123 to $170 per month for full coverage. This comes from 2026 data across top providers.
Here's what you need to know:
- Average full coverage costs $1,475 to $2,095 yearly, or $123 to $170 monthly.
- Liability-only averages $1,083 yearly, or $90 monthly.
- Top deals start at $40 to $66 monthly with providers like Jupiter or USAA.
| Coverage Type | Average Monthly Cost | Best Rates Found | |::::::: -|:::::::::: -|::::::::: | | Liability Only | $90 | $40 - $78 | | Full Coverage | $123 - $170 | $59 - $138 |
Toyota Camry rates stay low because it ranks as a top safe sedan. Kelley Blue Book lists the 2025 Camry as the best mid-size car. Insurers reward its low crash risk and repair costs.
Your rate depends on key factors. Age matters: a 40-year-old with a clean record pays less. Location changes costs too. Cities like Montreal hit $270 monthly, but many areas stay under $150.
Cut your Camry insurance now. Compare quotes from GEICO, State Farm, and USAA. They offer $76 to $138 monthly for full coverage. Raise your deductible to $1,000 to save 10-20%. Bundle with home insurance for 15% off. Drive safely to build discounts over time.
Sidekick tracks your full ownership costs, including insurance. Owners report real rates from 47 verified Camrys as of February 2026. Check your score to spot savings. Enter your zip code and Camry details for a custom breakdown.
Shop today. You can drop to $100 monthly with the right provider. Clean drivers save more. Get three quotes in 15 minutes to confirm.