Car Insurance Cost for a 2023 Chrysler Pacifica
Car insurance for a 2023 Chrysler Pacifica costs $1,215 to $2,265 per year on average. Rates come from major insurers and vary with your personal details.
Average Costs by Insurance Company
Major insurers charge different rates for a 2023 Pacifica. Check this table for comparisons:
| Company | Annual Cost |
|---|---|
| Nationwide | $1,874 |
| GEICO | $1,940 |
| State Farm | $1,968 |
| Progressive | $2,097 |
| Farmers | $2,802 |
| Allstate | $2,908 |
Nationwide gives you the best rate. You save hundreds compared to Allstate or Farmers.
What Affects Your Insurance Price
Your location matters most. In Illinois, you pay $36 to $40 per month for a similar Pacifica. In Texas, rates hit $72 to $82 per month.
Other factors play a role too:
- Age and driving record: Clean records lower rates.
- Coverage levels and deductibles: Higher deductibles cut premiums.
- Annual mileage: Drive less and pay less.
- Credit score: Good scores lead to lower costs.
Monthly vs. Annual Costs
Monthly costs run $100 to $190 on average. Some quotes drop to $36 per month with insurers like Lemonade in low-cost states.
How the Pacifica Compares
The Pacifica ranks as one of Chrysler's cheapest models to insure. Owners pay about $1,199 per year. That beats the national average of $1,311 for all cars.
Practical Tips to Lower Your Rate
- Compare quotes from at least three insurers. Online tools deliver fast results.
- Pick higher deductibles if you handle your own repairs.
- Bundle auto insurance with home or renters coverage for discounts.
- Maintain a clean driving record and good credit.
- Ask for safe driver or low-mileage discounts.
Sidekick helps you find the best insurance as part of your total vehicle costs.