What's the average cost of full coverage for a 2024 Mercedes GLE?
Full coverage for a 2024 Mercedes-Benz GLE costs about $2,560 per year, or $213 per month. This figure comes from Sidekick analysis of verified owner data across the U.S. as of February 2026. In the 94188 ZIP code near San Francisco, expect rates 20-30% higher due to dense traffic and theft risks.
Here's what you need to know:
- National average sits at $2,560 annually for full coverage.
- Some providers quote as low as $32 monthly for basic plans, but full coverage adds comprehensive and collision.
- California drivers pay more: urban areas like 94188 push costs toward $3,000-$3,500 yearly.
| Factor | Impact on 2024 GLE Rates |
|---|---|
| Location (94188) | +20-30% due to Bay Area risks |
| Driver Age (30) | Baseline $213/month |
| Clean Record | Saves $500+ yearly |
| Full Coverage | $2,560/year vs. $1,200 liability |
Rates vary by your details. A clean driving record drops costs. Young drivers or those with tickets see jumps to $4,000+. The GLE's luxury status means higher repair bills, so insurers charge more.
Compare recent model years
| Model Year | Average Yearly Full Coverage |
|---|---|
| 2024 GLE | $2,560 |
| 2023 GLE | $1,203 |
| 2022 GLE | $1,596 |
| 2021 GLE | $1,361 |
Newer models like your 2024 GLE cost more to insure because parts are pricey. Edmunds estimates first-year insurance at $910-$1,525, rising over time.
Tips to lower your 2024 GLE insurance
- Shop three quotes: Compare Lemonade ($32 base/month) with others.
- Bundle home and auto: Saves 10-25%.
- Pick higher deductible: $1,000 saves $400 yearly.
- Use Sidekick: Track your ownership score to find the best rates fast.
Sidekick pulls real owner data for your exact GLE and ZIP. Enter 94188 and your details for a personalized quote comparison. Owners save an average of $450 yearly this way.
Your GLE deserves top protection without breaking the bank. Rates update monthly with fresh data. Check Sidekick now to lock in savings.