Average Insurance Costs for 2024 Honda Pilot
Most 2024 Honda Pilot owners pay $166 per month for car insurance nationwide. That equals $1,992 per year. In MA zip code 01760, typical rates drop to $132 per month. Full coverage averages $173 per month. Liability-only policies average $94 per month.
Your exact price depends on several factors. Location plays a big role. Local traffic, theft rates, and state rules affect costs. Drivers in MA 01760 pay $132 per month on average. In higher-cost states like Michigan, rates reach up to $206 per month.
Coverage level matters too. Full coverage includes comprehensive and collision protection. It costs more than liability-only. Higher limits or add-ons increase premiums.
Driver profile influences rates. A clean record and good credit help lower costs. Teens or new drivers pay up to twice as much.
Vehicle details count. Sport trims cost less to insure than Elite or Black Edition models. Advanced safety features often reduce rates.
Other factors include deductible and mileage. Choose a higher deductible to cut premiums. Drive fewer miles each year for lower costs. Newer models like the 2024 Pilot cost slightly less than 2025 models, which average $169 per month.
Typical Costs at a Glance
| Coverage | Avg Monthly | Avg Annual |
|---|---|---|
| Full coverage | $173 | $2,076 |
| Liability-only | $94 | $1,128 |
Location Snapshot
| Area | Typical Monthly |
|---|---|
| National average | $166 |
| MA 01760 | $132 |
| Higher-cost states like MI | Up to $206 |
Real quotes for full coverage often fall between $1,318 and $2,082 per year. Your quote depends on driving history, coverage choices, and zip code.
How to Lower Your 2024 Honda Pilot Insurance
- Compare quotes from at least five insurers. Rates vary a lot by company.
- Raise your deductible from $500 to $1,000. This cuts premiums 10 to 20 percent.
- Bundle auto insurance with home or renters coverage. Save up to 15 percent.
- Join a safe-driving program. Keep a clean record and add anti-theft devices.
- Ask for discounts like multi-car, good student, paperless, or autopay.
- Pay your premium in full. Skip monthly fees.
Sidekick tracks your true ownership costs and spots lower insurance options for your 2024 Pilot. Check rates in your area. Adjust coverage and deductibles to match your budget and risk.