Lower Your 2024 Honda Pilot Insurance Rates
Target $140 to $210 per month for full coverage on your 2024 Honda Pilot in 01760. Many drivers hit this low end with smart moves. Shop quotes and bundle policies to start saving right away.
The 2024 Pilot's safety features like Honda Sensing keep rates lower than many large SUVs. Newer cars cost more to insure due to repair prices and high value. Your rate ties to driving history, miles driven, coverage levels, and garage location.
Here are typical monthly costs for a clean-record driver in 01760:
| Coverage | Typical Monthly Range |
|---|---|
| Liability only | $85 to $115 |
| Full coverage with $500 deductible | $160 to $210 |
| Full coverage with $1,000 deductible | $140 to $190 |
Practical Steps to Save Money
- Shop 3 to 5 quotes: Rates differ a lot between insurers. Check every 6 to 12 months or after tickets, claims, or big life changes.
- Bundle home or renters insurance: Pair it with auto for 10% to 25% off. Use one company for both.
- Raise your deductible: Bump collision and comprehensive from $500 to $1,000. This cuts premiums 10% to 20%. Pick what you can pay out of pocket.
- Join a telematics program: Track safe habits like smooth braking and low speeds. Save 5% to 30%. Try the app first to see if it suits you.
- Grab multiple discounts: Multi-car saves up to 15%, good student up to 25%, defensive driving 5% to 10%, anti-theft up to 5%. Ask your insurer for all that apply to you.
- Cut unneeded extras: Drop roadside or rental coverage if you don't use them. Save $5 to $15 monthly. Keep if you need them.
- Tweak liability limits: Raise them to shield your assets. Pair with a higher deductible to keep costs down. Stick to full coverage if you finance or lease the Pilot.
- Cut miles driven: Low-mileage discounts save 5% to 10%. Run errands together and carpool.
- Stay ticket-free: One ticket hikes rates 20% to 30%. Use apps for driving alerts and brake smoothly.
Massachusetts rules help too. Insurers skip credit scores for auto rates. They look at your record, miles, car features, and coverage. Honda's safety tech and anti-theft systems unlock discounts. A clean claims history boosts your odds.
Sidekick tracks your policy, compares top carriers fast, and alerts you to better deals for your Pilot.