2025 Volvo XC90
Value analysis and depreciation guide
Total Depreciation
This vehicle holds its value well compared to average.
Projected Future Values
Common Issues to Know
- •High mileage wear
- •Electronics glitches
- •Turbo lag complaints
Value Summary
The 2025 Volvo XC90 keeps value better than many luxury SUVs. Clean examples with low miles sell for $55,000 today. This marks a $7,400 drop from the $62,400 MSRP. You see 12% loss in year one. Count on 15% depreciation each year after that. Medium demand and Volvo's safety features keep prices firm.
Control miles and fix problems fast to cut losses. High miles, electronics issues, and turbo complaints hit resale hard. Document all repairs and services.
Depreciation Curve
Luxury SUVs drop fast in years one and two. They slow later as values stabilize. The XC90 follows this but holds stronger early on. This table shows estimates at 12,000 miles per year in good shape.
| Age | Estimated Value | Change vs Prior | Notes |
|---|---|---|---|
| New (2025) | $62,400 | - | Base MSRP estimate |
| 1 Year | $55,000 | -12% | Low-mile clean market value |
| 2 Years | $48,400 | -12% | Next 12 months outlook |
| 3 Years | $44,000 | -9% | Slower mid-life drop |
| 4 Years | $40,000 | -9% | Three years from now |
| 5 Years | $31,000 | -23% | Average miles and care |
Numbers round to $100. Trim, options, miles, location, and market shifts change real values.
Value Factors
Safety ratings and family space boost the XC90's resale. Driver aids come standard. They draw buyers who want security. Plug-in hybrids pull extra interest where fuel costs high or green incentives exist.
- Stay at 12,000 miles or less yearly. Low miles draw more buyers.
- Keep interior clean and crash-free. Clean reports make your ad shine.
- Stick to service schedule. Save receipts to prove care and hold price.
- Fix electronics glitches and turbo lag quick. Document all work.
- In snow areas, clean underbody and fix paint chips. This fights rust.
- Pick AWD, hot colors, and useful options new. They sell better later.
Families seek the big cabin, top safety, and premium vibe. Supply matches demand. This creates even depreciation versus flashier rivals.
Future Projections
Next 12 months stay steady. Hit $48,400 with average miles and solid care. Year two eases after the big first-year hit.
Three years out, reach $40,000. Used buyers grab it for safety, room, and luxury at a deal price.
Five years in, land at $31,000. Half the MSRP beats most luxury three-row SUVs. Reliability and tech edge out peers.
Sell after 2 years for best return. You keep new-car premium before miles and wear build. Sidekick tracks markets and pings you at peak prices.
Comparison
The XC90's 15% yearly rate beats many luxury SUVs. Rivals drop more in year one as deals flood low-mile stock. Volvo's safety and family pull soften early losses.
Mazda CX-90 fights with fun drive and price. Volvo wins on premium build and safety resale. Toyota 4Runner or Sequoia hold via tough frames and low risk. Volvo gives quiet ride, tech, and plush space instead.
German rivals like BMW or Audi face repair bills later. That cuts used demand. Volvo's hybrids and balance keep steady sales.
Bottom Line
2025 Volvo XC90 retains value well. It sits at $55,000 from $62,400 new. Plan 15% drops yearly. Hit $48,400 next year, $31,000 at five years with good miles and fixes. Sell at two years. Limit miles, repair fast, log services. Sidekick tracks and times your sale right.
Have a 2025 Volvo XC90?
Get a personalized value analysis with your actual mileage and condition.
Get Your Free AnalysisLast updated: 2/6/2026