2020 Mazda CX-3
Value analysis and depreciation guide
Total Depreciation
This vehicle holds its value well compared to average.
Projected Future Values
Common Issues to Know
- •High noise levels
- •Firm ride quality
- •Limited rear space
2020 Mazda CX-3 Depreciation Analysis
Value Summary
The **2020 Mazda CX-3** currently holds an estimated market value of $12,356 - $14,517 for clean condition (private party sale), down from its original MSRP range of $20,640 (base Sport trim) to $29,625 (loaded Grand Touring).
This represents **total depreciation of approximately $8,123 - $15,269** (about 39-52% over 6 years since new), with an average annual depreciation rate of roughly 6.5-8.7%.
Edmunds reports a 5-year total depreciation of $10,317 (from implied ~$20k MSRP to ~$10k), aligning with the general industry average where new cars lose 60% of MSRP in five years.
Depreciation Curve Analysis
The **2020 Mazda CX-3** follows a typical steep early depreciation pattern for subcompact SUVs, losing the most value in the first 1-3 years, then flattening out.
Edmunds provides this projected year-by-year breakdown (assuming good condition, base MSRP ~$21k):
| Year | Estimated Value | Annual Loss |
|---|---|---|
| 2020 (New) | $20,640+ | - |
| 2024 (Age 4) | $7,900 | -$1,944 |
| 2025 (Age 5) | $5,988 | -$1,912 |
Note: 2026 current values are higher at $12k-$15k due to strong used market conditions.
CarGurus data shows 2020 models averaging $14,466 today, with prices up 0.7% in the last 30 days: better than the segment's -2% to +2% trend. Recent model years (2019: $16,047; 2018: $14,929) indicate the CX-3 depreciates slower than average used cars (-47% vs. market index).
The **steepest period** is years 1-3 (25-35% loss), slowing to 5-10% annually thereafter.
Value Retention Factors
The Mazda CX-3 demonstrates solid value retention in the subcompact SUV segment due to:
- Reliability and driving dynamics: Mazda's agile handling, 29 MPG efficiency, and solid build earn high marks, boosting resale demand.
- Fuel economy and low ownership costs: 148-hp 2.0L engine with 31 MPG combined appeals to budget buyers.
- Standard safety features: i-Activsense suite (blind-spot monitoring, collision warning) added value post-2020 refresh.
Mileage impact: Values drop ~10-20% per 10k miles over average (expect 12k/year). Clean condition adds $1,500-$2,000 premium.
Condition impact: Outstanding: $14k+; Rough: $11k-. Market demand remains medium-high despite discontinuation (2021 final year), supported by low supply (8,335 US sales).
Challenges: High noise levels and firm ride deter some; AWD models retain 5-10% more value.
Future Value Projections
Based on current trends (+0.7% monthly) and segment averages, projections for a clean condition CX-3 (60k miles):
| Timeframe | Projected Value | Annual Depreciation |
|---|---|---|
| Current (2026) | $13,500 (midpoint) | - |
| 1-Year (2027) | $12,800 | 5.2% |
| 3-Year (2029) | $11,200 | 4.6% avg/year |
| 5-Year (2031) | $9,500 | 4.2% avg/year |
Assumes 2-6% annual loss, factoring recent market strength.
Best time to sell: Now (2026), while values stabilize post-pandemic and before mileage/age accelerate losses.
Comparison to Competitors
The CX-3 outperforms many subcompacts in depreciation:
| Model (2020) | Current Value | 5-Yr Depreciation | Notes |
|---|---|---|---|
| Mazda CX-3 | $13,500 | ~50% | Strong retention |
| Hyundai Kona | ~$14,000 | ~55% | Similar MSRP, higher volume |
| Honda HR-V | $18,000+ | ~40% | Best in class |
| Nissan Rogue Sport | $12,000 | ~60% | Poor retention |
If value retention is key, consider **Honda HR-V** (superior resale) over CX-3; avoid Nissan. CX-3 excels for Mazda enthusiasts seeking fun-to-drive value.
Data as of March 2026; use tools like Edmunds for personalized quotes.
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