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medium DemandBest to sell: Now (2026)

2020 Mazda CX-3

Value analysis and depreciation guide

Current Value
$13,500
Private party sale
Original MSRP
$20,640
When new
Depreciation
6.8%
Total value lost

Total Depreciation

6.8%

This vehicle holds its value well compared to average.

Projected Future Values

$12,800
1 Year
$11,200
3 Years
$9,500
5 Years

Common Issues to Know

  • High noise levels
  • Firm ride quality
  • Limited rear space

2020 Mazda CX-3 Depreciation Analysis

Value Summary

The **2020 Mazda CX-3** currently holds an estimated market value of $12,356 - $14,517 for clean condition (private party sale), down from its original MSRP range of $20,640 (base Sport trim) to $29,625 (loaded Grand Touring).

This represents **total depreciation of approximately $8,123 - $15,269** (about 39-52% over 6 years since new), with an average annual depreciation rate of roughly 6.5-8.7%.

Edmunds reports a 5-year total depreciation of $10,317 (from implied ~$20k MSRP to ~$10k), aligning with the general industry average where new cars lose 60% of MSRP in five years.

Depreciation Curve Analysis

The **2020 Mazda CX-3** follows a typical steep early depreciation pattern for subcompact SUVs, losing the most value in the first 1-3 years, then flattening out.

Edmunds provides this projected year-by-year breakdown (assuming good condition, base MSRP ~$21k):

YearEstimated ValueAnnual Loss
2020 (New)$20,640+-
2024 (Age 4)$7,900-$1,944
2025 (Age 5)$5,988-$1,912

Note: 2026 current values are higher at $12k-$15k due to strong used market conditions.

CarGurus data shows 2020 models averaging $14,466 today, with prices up 0.7% in the last 30 days: better than the segment's -2% to +2% trend. Recent model years (2019: $16,047; 2018: $14,929) indicate the CX-3 depreciates slower than average used cars (-47% vs. market index).

The **steepest period** is years 1-3 (25-35% loss), slowing to 5-10% annually thereafter.

Value Retention Factors

The Mazda CX-3 demonstrates solid value retention in the subcompact SUV segment due to:

  • Reliability and driving dynamics: Mazda's agile handling, 29 MPG efficiency, and solid build earn high marks, boosting resale demand.
  • Fuel economy and low ownership costs: 148-hp 2.0L engine with 31 MPG combined appeals to budget buyers.
  • Standard safety features: i-Activsense suite (blind-spot monitoring, collision warning) added value post-2020 refresh.

Mileage impact: Values drop ~10-20% per 10k miles over average (expect 12k/year). Clean condition adds $1,500-$2,000 premium.

Condition impact: Outstanding: $14k+; Rough: $11k-. Market demand remains medium-high despite discontinuation (2021 final year), supported by low supply (8,335 US sales).

Challenges: High noise levels and firm ride deter some; AWD models retain 5-10% more value.

Future Value Projections

Based on current trends (+0.7% monthly) and segment averages, projections for a clean condition CX-3 (60k miles):

TimeframeProjected ValueAnnual Depreciation
Current (2026)$13,500 (midpoint)-
1-Year (2027)$12,8005.2%
3-Year (2029)$11,2004.6% avg/year
5-Year (2031)$9,5004.2% avg/year

Assumes 2-6% annual loss, factoring recent market strength.

Best time to sell: Now (2026), while values stabilize post-pandemic and before mileage/age accelerate losses.

Comparison to Competitors

The CX-3 outperforms many subcompacts in depreciation:

Model (2020)Current Value5-Yr DepreciationNotes
Mazda CX-3$13,500~50%Strong retention
Hyundai Kona~$14,000~55%Similar MSRP, higher volume
Honda HR-V$18,000+~40%Best in class
Nissan Rogue Sport$12,000~60%Poor retention

If value retention is key, consider **Honda HR-V** (superior resale) over CX-3; avoid Nissan. CX-3 excels for Mazda enthusiasts seeking fun-to-drive value.

Data as of March 2026; use tools like Edmunds for personalized quotes.

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Last updated: 3/17/2026