Cheapest Insurance for Honda Odyssey
Travelers gives Honda Odyssey drivers the lowest rates. You pay $142 per month for full coverage on a 2021 model. This saves $31 from the national average of $173.
GEICO leads for basic liability at $45 per month. State Farm and Progressive stay competitive. USAA often beats them, but you need military ties to join.
Rates shift with your zip code. In 19301 near Pennsylvania, local rules play a role. Travelers holds low rates nationwide. It tops full coverage for minivans like the Odyssey in 12 states.
Why Rates Differ for Odysseys
Your age, driving record, and credit score change costs. Young drivers face higher bills. Progressive charges $320 per month for 20-year-olds on an Odyssey. Travelers wins for drivers in their 30s at $135 per month.
Poor credit bumps Travelers to $240 per month for full coverage. Clean records cut costs at every company. Honda Odysseys cost a bit more than sedans. They seat eight people and score high on safety tests.
Check this comparison for 2021 Honda Odysseys:
| Coverage Type | Cheapest Company | Monthly Rate | National Avg |
|---|---|---|---|
| Full Coverage | Travelers | $142 | $173 |
| Liability Only | GEICO | $45 | $76 |
| Full Coverage | American Family | $165 | $173 |
These rates come from 2024 data for average Odyssey drivers.
Tips to Score the Lowest Rate
- Compare quotes from at least three companies. Start with Travelers and GEICO.
- Ask for discounts. Safe driver cuts 10-20%. Multi-car or home bundles save more.
- Raise your deductible to $1,000. Premiums drop 20-30%.
- Shop every six months. Good driving lowers rates over time.
- Use online tools. Enter zip code 19301 for quick local quotes.
Shop now to lock in savings on your Odyssey. Sidekick tracks your insurance, maintenance, and fuel costs to show if Travelers fits best.