How to Transfer Your Car Title in Massachusetts
Transferring your car title in Massachusetts requires getting the right documents together and visiting the Registry of Motor Vehicles (RMV). Here's what you need to know:
Required Documents
Before you visit the RMV, gather these items:
- Active Massachusetts auto insurance with a stamped and signed application
- Your current out-of-state title or vehicle registration
- Completed Application for Registration and Title (signed by your insurance agent)
- $75 transfer fee for your new Massachusetts title
- MVU-29 form (sales tax exemption affidavit) if your car was purchased outside Massachusetts
If your vehicle has a lien (loan), you'll also need:
- A copy of your out-of-state title showing the lienholder
- Your loan agreement or security contract
- OR a printout of owner information from your previous state's DMV dated within 30 days
Note: If you're transferring from New York, Kentucky, Minnesota, Maryland, Missouri, or Montana, bring the physical title even if there's a lien.
Step-by-Step Process
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Get Massachusetts insurance first. You must have active coverage before registering your vehicle. There's no grace period once you become a resident.
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Visit a licensed Massachusetts insurance agent. They'll help you complete the Application for Registration and Title and provide the required stamp and signature.
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Complete the MVU-29 form if claiming a sales tax exemption for an out-of-state purchase.
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Submit everything to the RMV. You can visit an RMV service center in person, or some insurance agents and dealers can submit applications through the state's electronic registration system.
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Receive your new plates and registration. Once approved, you'll get new Massachusetts registration plates and a registration certificate.
Timeline
Your Massachusetts certificate of title will be mailed to you within 6 to 8 weeks. If you have a loan on the vehicle, the title goes directly to your lienholder.
Tax Exemption
You're exempt from Massachusetts sales tax if you owned and registered the vehicle in another state for more than 6 months before moving. You'll need proof like your prior registration, bill of sale, or dealer invoice.
Key Reminder
Massachusetts law requires you to register your vehicle as soon as you become a resident. Don't wait. Handle this immediately after your move to stay compliant with state law.