How much does it cost to drive a Honda Accord annually?
Driving a 2018 Honda Accord costs about $7,443 per year. Sidekick data shows this total for 15,000 miles driven each year. It includes fuel, insurance, maintenance, depreciation, and financing in areas like 78705.
Here's the yearly breakdown:
| Cost Category | Annual Cost | Percent of Total |
|---|---|---|
| Depreciation | $2,632 | 35% |
| Insurance | $2,255 | 30% |
| Fuel | $1,050 | 14% |
| Interest | $1,132 | 15% |
| Maintenance | $375 | 5% |
Total: $7,443/year (based on CarEdge 2026 analysis of Honda Accord ownership, assuming national averages adjusted for local fuel in 78705).
Fuel Costs
Fuel runs $1,050 per year for a 2018 Honda Accord. It gets 39 MPG combined. At current Austin gas prices near 78705 (around $3.20/gallon as of February 2026), you use about 385 gallons yearly for 15,000 miles. Drive mostly highway to save up to 15%. Track habits with Sidekick to cut fuel 10-20%.
"Fuel makes up 14% of total costs for efficient sedans like the Accord," says the Sidekick Research Team, based on analysis of 1,200 verified owners (Source: CarEdge Fuel Economy Report, 2026).
Insurance in 78705
Expect $2,255 yearly for full coverage. Rates in Austin run higher due to traffic. Shop quotes from three providers to drop 20%. Good credit and clean record save $500/year.
Maintenance and Repairs
Budget $375/year. A 2018 Accord needs oil changes every 7,500 miles under normal use. Total over 5 years hits $1,874. Follow the Maintenance Minder for alerts. Tires cost $600-800 every 40,000 miles.
According to Kelley Blue Book's 2026 repair data, Accords average low costs thanks to reliable parts (Source: KBB 2018 Accord Repair Pricing, 2026).
Depreciation
Your car loses $2,632 in value yearly. A 2018 model in good shape holds value well. Keep mileage low and maintain records to sell for 10% more.
Tips to Cut Costs
- Fill up at cheap stations via GasBuddy apps. Save $200/year.
- Bundle insurance with home policy. Drops premium 15%.
- Use Sidekick to track all expenses. It scores your ownership and flags savings. Owners save $800/year on average.
- Drive 12,000 miles instead of 15,000. Cuts fuel and wear 20%.
Costs vary by your habits and local prices. Enter your 78705 zip in Sidekick for a custom estimate based on real owner data. Updated February 2026.