2024 Hyundai IONIQ 6 Insurance Costs
Insurance for a 2024 Hyundai IONIQ 6 costs $36 per month for minimum coverage. That totals $432 a year. Full coverage runs $1,200 to $2,500 per year. Drivers pay an average of $2,364 a year for full coverage. This rate beats the typical sedan average.
Your zip code changes rates a lot. Drivers in busy spots like 10281 in New York pay more because of traffic and theft risks. In Illinois, minimum coverage costs $36 a month. In Texas, the same coverage hits $68 a month.
Providers offer different prices. USAA has the lowest rates at $1,202 a year. GEICO comes next at $1,261. State Farm averages $1,419. Progressive charges $1,982. Allstate tops the list at $2,255.
Average Full Coverage Rates by Provider
| Provider | Yearly Cost |
|---|---|
| USAA | $1,202 |
| GEICO | $1,261 |
| State Farm | $1,419 |
| Progressive | $1,982 |
| Allstate | $2,255 |
Your personal details affect premiums. A clean driving record lowers costs. Young drivers pay more. Insurers view them as higher risk. Good credit scores cut rates. Low mileage under 10,000 miles a year helps too. Electric vehicles like the IONIQ 6 cost more to repair. Insurers raise premiums to cover those costs.
Rates vary by state and your profile. Compare quotes from multiple providers to get the best deal.
Tips to Lower Your IONIQ 6 Insurance Costs
- Keep a clean driving record. No tickets or accidents save money.
- Build good credit. Insurers reward strong scores with lower rates.
- Drive fewer than 10,000 miles a year. Low usage cuts risk.
- Add anti-theft devices. They lower theft chances and drop premiums.
- Choose higher deductibles. Raise from $500 to $1,000 to save 10-20%.
- Get quotes from at least three providers. Shop around each year.
- Look for EV discounts. Some insurers cut rates for electric cars.
- Bundle policies. Add home or renters insurance for bigger savings.
Shop quotes now. Rates may rise with trends like higher EV repair costs through 2026. Sidekick tracks all your vehicle costs in one app.