Average Costs
Car insurance for a 2021 Honda Odyssey costs $878 to $1,966 per year. Full coverage averages $1,966 each year, or $164 per month. Minimum coverage costs $878 per year. These rates come from recent quotes for drivers in Pennsylvania like you.
Rates by Insurer
Rates differ by company. Check this table for quotes on the 2021 Honda Odyssey:
| Insurer | Annual Cost |
|---|---|
| American National | $427 |
| GEICO | $1,657 |
| Nationwide | $1,741 |
| State Farm | $1,763 |
| Progressive | $1,847 |
| Allstate | $2,381 |
American National offers the lowest rate at $427 per year. Allstate charges the highest at $2,381.
Location Impact
You live in 19301 near Exton, Pennsylvania. This area sees moderate rates. State laws keep costs steady. Traffic near Exton raises premiums a little. Clean driving records cut costs 20% to 30%.
Vehicle Factors
The 2021 Odyssey scores top marks in safety tests. These scores hold rates lower than many minivans. Honda repair costs run average. Low theft risk lowers premiums too.
Key factors that change your rate:
- Age: Drivers over 30 pay 20% less.
- Driving history: No tickets save $300 to $500 each year.
- Coverage level: Full coverage costs more than liability only.
- Deductible: Choose $1,000 to drop premiums 10% to 15%.
- Discounts: Bundles save 25%. Good credit cuts 15%.
Tips to Lower Your Costs
- Shop quotes from three insurers each year.
- Compare rates online in minutes.
- Raise deductibles if you have savings for repairs.
- Take a safety course for 5% to 10% off.
- Add anti-theft devices to get discounts.
Use Sidekick to track insurance trends and all ownership costs for your 2021 Odyssey.