How much does car insurance cost for a 2019 Acura MDX?
Car insurance for a 2019 Acura MDX averages $1,448 to $2,129 per year nationwide. Your rate in the 19308 area (Pennsylvania) likely falls between $1,800 and $2,200 annually. These numbers come from analysis of thousands of policies as of 2026.
Here's what you need to know:
- National averages vary by source: American Insurance reports $1,448 yearly. Insurance.com shows $2,129. MoneyGeek lists full coverage at $2,165.
- Monthly breakdown: Expect $120 to $178 per month. Lemonade quotes around $212 monthly for similar models.
- Cheapest companies for 2019 MDX: GEICO at $1,662/year, State Farm at $1,827 (Insurance.com data).
2019 Acura MDX Insurance Rates by Source
| Source | Annual Cost | Notes |
|---|---|---|
| American Insurance | $1,448 | Base rate for good drivers |
| Insurance.com | $2,129 | Full coverage average |
| MoneyGeek | $2,165 | Full coverage, min $1,116 |
| InsuredBetter | $1,468 | U.S. average across models |
"The 2019 Acura MDX runs $1,448 annually for clean-record drivers," says the American Insurance analysis team (Source: American Insurance Rates Report, 2025).
Why Costs Vary for Your 2019 Acura MDX
Your exact quote depends on key factors. Pennsylvania rates in 19308 run 10-20% above national averages due to urban density and weather risks. Check these:
- Location: Philly suburbs like 19308 add $300-500 yearly vs. rural spots.
- Driver profile: Age 40 with clean record pays least. Teens hit $5,000+ (InsuredBetter data).
- Coverage level: Minimum saves $500-1,000 vs. full. Add collision for MDX's repair costs ($8,000+ for fronts).
- Vehicle traits: MDX's safety scores keep rates low. V6 engine and AWD raise theft risk slightly.
Sidekick owner data from 1,200+ PA MDX drivers shows averages at $1,950/year in 2026. "Owners save 22% ($430/year) by bundling home and auto," says the Sidekick Research Team, based on 2,400 verified policies.
Cut Your 2019 Acura MDX Insurance Costs
Shop smart to drop rates:
- Compare 3+ quotes online. GEICO and Progressive beat averages by 25%.
- Boost credit score. Good credit cuts 30% off premiums.
- Pick higher deductible: $1,000 saves $400/year.
- Use discounts: Multi-car (15%), safe driver (10%), low mileage (8%).
- Track via Sidekick. Our tool scans your VIN and zip for real-time quotes from 12 carriers.
In 19308, local agents note PA's no-fault laws push med-pay coverage. Get quotes now. Average shoppers save $520 first year. Enter your 2019 MDX details at Sidekick for a free rate check matched to your profile.