How do I lower my 2021 Honda Odyssey insurance rates?
Shop quotes from top insurers to cut your 2021 Honda Odyssey insurance rates. Drivers in 19301, Pennsylvania, pay an average of $1,966 per year or $164 per month. Local factors push rates up here. GEICO quotes come in at $1,657 yearly. Nationwide charges $1,741. State Farm runs $1,763. Compare three to five quotes right now to find the best deal.
Check these rates for your Odyssey:
| Insurer | Yearly Rate | Monthly Rate |
|---|---|---|
| GEICO | $1,657 | $138 |
| Nationwide | $1,741 | $145 |
| State Farm | $1,763 | $147 |
| Average | $1,966 | $164 |
Bundle your auto policy with home or renters insurance. You save 10% to 25%. Most drivers drop $200 to $500 each year this way.
Raise your deductible from $500 to $1,000. Full coverage falls 10% to 20%. Your monthly bill drops from $153 to $122. Choose a level that matches your savings.
Claim discounts for safety features. Your 2021 Odyssey earns high marks. Honda Sensing tech like collision mitigation braking scores 5% to 15% off. Ask each insurer about it.
Keep your driving record clean. Skip tickets and accidents. One at-fault crash hikes rates 40%. Safe drivers land at the low end, from $1,657 to $1,966.
Pay your premium in full or go paperless. Full payments save 5% to 10%. Electronic bills cut another 5%. You shave $100 to $200 yearly.
Improve your credit score. Good credit drops rates 20% to 50% in Pennsylvania. Check your score now. Fix any errors before you shop.
Drop coverage you don't need. Skip collision if your Odyssey is paid off and worth under $15,000. Liability-only averages $81 per month. Full coverage hits $153. Review repair costs first.
Use Sidekick tools to track maintenance and costs on your Odyssey. Link driving data for personalized discount ideas.
Quick action steps:
- Get free quotes from GEICO, Nationwide, and State Farm today.
- Check your policy limits and deductibles.
- Call your agent for Odyssey safety discounts.
- Shop again every six months. Rates shift.
Rates vary by your age, record, and 19301 ZIP code. A 40-year-old with no tickets pays the least. These steps save most drivers $300 to $800 per year.