Cheapest car insurance for a 2020 Porsche 911 in Los Angeles
For a 2020 Porsche 911 in Los Angeles, GEICO is often the cheapest option for state minimum coverage at about $142 per month or $1,704 per year. For full coverage, Progressive averages around $387 per month or $4,644 per year for drivers with clean records.
Minimum coverage rates
Minimum coverage meets California liability rules and pays for damage you cause to others. Sports cars like the 911 usually cost more to insure because parts and repairs cost more and theft risk is higher.
| Provider | Monthly | Yearly |
|---|---|---|
| GEICO | $142 | $1,704 |
| Progressive | $165 | $1,980 |
| State Farm | $189 | $2,268 |
Los Angeles drivers pay about $2,856 per year on average for minimum coverage on a 911. That is roughly 161% higher than the national average for this model. You can often beat these averages by comparing quotes.
Full coverage rates
Full coverage adds collision and comprehensive to protect your 911. Higher repair costs can push premiums up after a crash or theft claim.
| Provider | Monthly | Yearly |
|---|---|---|
| Progressive | $387 | $4,644 |
| GEICO | $412 to $521 | $4,944 to $6,252 |
| State Farm | $689 | $8,268 |
Across Los Angeles, many 911 owners see total full coverage costs from $8,964 to $11,940 per year, especially in higher risk zip codes. Premiums in areas like 90210 can run about 62% higher than the U.S. average due to traffic and crime.
Why 911 rates swing so much
- Driver profile: Clean records and drivers over 30 usually pay less.
- Location: Zip code risk, traffic volume, and theft rates change pricing.
- Coverage: Higher limits and extras raise premiums.
- Deductibles: A higher deductible can lower your bill each month.
- Vehicle risk: The 911’s performance and expensive parts increase claim costs.
How to lower your price
- Compare at least three quotes from GEICO, Progressive, and State Farm.
- Raise deductibles to $1,000 to trim premiums by about 15 to 25%.
- Bundle auto with home or renters to save 10 to 25%.
- Keep a clean record. Tickets and claims can double your rate.
- Ask about safe driver, telematics, and low mileage discounts.
- Pay in full or set up auto pay to reduce fees.
Sidekick tracks your insurance costs and quotes alongside fuel, maintenance, and repairs so you can spot the best savings.
Rates reflect recent sample quotes for typical Los Angeles drivers with clean records. Your price will vary based on age, driving history, coverage, and zip code. Get quotes to confirm your exact rate.