Best Lenders for Refinancing Your 2025 Audi A6 Loan
PenFed Credit Union gives the lowest starting APR of 4.19% for your 2025 Audi A6. You qualify with model year 2024 or newer and under 7,501 miles. Strong options range from 4.49% to 5.49% APR. Your credit score and loan details determine your exact rate.
Lenders offer these low rates on your Audi A6 because it holds high resale value as a new luxury car. Recent models like yours attract better terms. Older vehicles often get higher rates.
Lender Comparison
| Lender | Starting APR | Best For | Min Loan Balance |
|---|---|---|---|
| PenFed | 4.19% | Lowest rates (new cars) | $10,000 |
| RefiJet | 4.49% | Handles all documents | Varies |
| Caribou | 4.64% | Competitive rates | $10,000 |
| RateGenius | 4.67% | Easy paperwork, fair credit | $10,000 |
| Autopay | 4.65% | Cash-out refinance | $10,000 |
| Consumers CU | 4.99%+ | Small loan balances | None |
| iLending | 5.49% | Bad credit | Varies |
PenFed tops the list for premium cars like the Audi A6. RateGenius partners with over 150 lenders. You find options even with fair credit. RefiJet fills out forms and manages title transfers.
iLending suits credit scores below 660. Autopay lets you cash out up to 30% over your car's value at 4.65% APR. Some credit unions match this. Consumers Credit Union accepts balances under $10,000. Most lenders set $10,000 as the minimum.
Tips to Refinance Smart
- Check rates from 2-3 lenders. They provide estimates without a hard credit pull.
- Compare total APR. It covers fees, not just interest.
- Avoid refinance if fees eat your savings or your loan ends in under a year.
- Pick lenders that manage payoff and title work. They save you hours.
- Apply soon for your 2025 A6. New cars lock in the best rates.
Sidekick lets you compare these lenders fast and grab your top rate.
Next Steps
Get quotes in 5-10 minutes. Your new lender pays off the old one and handles paperwork. Cut hundreds yearly from Audi A6 payments.