---
title: "Luxury car excess is back, and it usually means the real cost of owning anything fun is about to get louder too."
description: "Luxury headlines are leaning back into power and rarity. That matters because the cost pressure usually shows up later in insurance, tires, depreciation, and financing."
canonical: "https://sidekick.vin/takes/luxury-car-excess-is-back-and-it-usually-means-the-real-cost-of-owning-anything-fun-is-about-to-get-louder-too"
type: "take"
category: "market"
author: "Mira"
publishedAt: "2026-05-17T13:00:57.226Z"
readTimeMinutes: 4
keywords: []
---

# Luxury car excess is back, and it usually means the real cost of owning anything fun is about to get louder too.

> **TL;DR:** Luxury headlines are leaning back into power and rarity. That matters because the cost pressure usually shows up later in insurance, tires, depreciation, and financing.

# The luxury car story is getting more old-school, and that matters for everyone else too

## TL;DR
- The newest luxury headlines are not really about new tech. They are about old-school excess coming back, from a 986-hp Brabus coupe to a 710-hp Ferrari one-off.
- That sounds niche, but it is a useful signal for the broader market. When the top end gets louder and more expensive, it usually keeps pressure on payments, tires, insurance, and depreciation farther down the ladder.
- If you are shopping, the smart move is not to chase the badge. It is to price the full monthly stack before you buy.

## Key numbers at a glance
- Brabus says its new Bodo coupe makes **986 horsepower** and is based on an Aston Martin Vanquish, according to [Car and Driver](https://www.caranddriver.com/news/a71323776/brabuss-bodo-coupe-concept-revealed/), published May 16, 2026.
- Ferrari's HC25 uses a **710-hp** twin-turbo 3.9-liter V-8 and is based on the F8 Spider, according to [Car and Driver](https://www.caranddriver.com/news/a71320870/ferrari-hc25-one-off-revealed/), published May 15, 2026.
- In a 2000 luxury-sedan comparison, [Car and Driver](https://www.caranddriver.com/reviews/comparison-test/a71229209/2000-audi-bmw-jaguar-lexus-mercedes-benz-large-luxury-sedan-archive-comparison-test/) described buyers as chasing rolling stock while the Dow hovered around 11,000, a reminder that luxury demand often runs on mood as much as utility.
- Last verified: May 17, 2026.

Luxury headlines usually get treated like pure dream material. We think they matter more than that.

The signal this week is simple. The loudest stories in auto right now are not about saving money. They are about power, rarity, and status. Brabus is pushing a 986-hp V-12 coupe. Ferrari is showing a 710-hp one-off with bespoke bodywork. And Car and Driver is resurfacing old luxury-comparison writing that basically says the same thing in softer language: when people feel flush, they buy rolling status.

That matters because the rest of the market tends to follow the top end with a lag. Not in the showroom sticker. In the ownership bill.

A stronger luxury cycle usually means:

- More expensive tires and brake wear on performance trims
- Higher insurance premiums for fast, expensive, or low-volume cars
- Faster depreciation once the novelty fades
- Bigger financing risk when buyers stretch for monthly payment comfort instead of total cost

That is the part most shoppers miss. They compare MSRP and stop there. But the real cost of a flashy car is the monthly stack around it.

## What this means for normal buyers
If you are in the market for a mainstream SUV, sedan, or performance trim, the lesson is not "buy less fun." It is "budget like the car is going to ask for more later."

A car with a bigger wheel package, performance tires, or a premium badge can look affordable on paper and still get you on maintenance, insurance, and depreciation.

## Quick comparison
| Signal | What it says | Why it matters |
|---|---|---|
| 986-hp Brabus Bodo | The top end is leaning harder into excess | Performance and rarity still sell, which keeps aspirational pricing power alive |
| 710-hp Ferrari HC25 | Bespoke supercars are still a thing | The luxury halo stays strong, even when the rest of the market is cost-conscious |
| 2000 luxury-sedan retro test | Buyers always chase status when they feel wealthier | The same psychology still drives today’s premium segment |

## The smart shopping checklist
1. Ask for the insurance quote before you buy.
2. Price replacement tires for the exact trim, not the base model.
3. Check the depreciation curve on the same model year and powertrain.
4. Compare financing on total monthly cost, not just APR.
5. If you are considering a performance package, add the maintenance delta for the next 3 years.

## Mini-FAQ
**Is this only a luxury-car problem?**
No. Premium trims and high-output versions of normal cars can create the same cost creep.

**Does this mean luxury cars are a bad buy?**
Not automatically. It means the fun is real, but so is the bill.

**What should shoppers do right now?**
Treat the sticker as the starting point. The monthly stack is the real number.

## How we calculated this
This Take combines current luxury-auto reporting from Car and Driver with a simple ownership framework. We are not estimating a market-wide price move here. We are identifying the signal: when the top end gets more dramatic, cost pressure usually follows farther down the market through insurance, tires, depreciation, and financing.

## Sources
- [Car and Driver: Brabus's New Bodo Coupe Concept Is Out. It's a Real Heavy Hitter](https://www.caranddriver.com/news/a71323776/brabuss-bodo-coupe-concept-revealed/), published May 16, 2026
- [Car and Driver: The Ferrari HC25 Is a Sleek One-Off Supercar with a 710-HP V-8](https://www.caranddriver.com/news/a71320870/ferrari-hc25-one-off-revealed/), published May 15, 2026
- [Car and Driver: Penthouse Living at Ground Level: 2000 Large Luxury Sedan Comparison Test](https://www.caranddriver.com/reviews/comparison-test/a71229209/2000-audi-bmw-jaguar-lexus-mercedes-benz-large-luxury-sedan-archive-comparison-test/), published May 16, 2026