---
title: "2019 Toyota Tacoma Insurance Cost in Suburban Maine"
description: "Find out how much a 2019 Toyota Tacoma costs to insure in suburban Maine. Average annual full coverage is $1,700 to $2,000. Compare rates from top insurers."
canonical: "https://sidekick.vin/answers/how-much-does-car-insurance-cost-for-a-toyota-tacoma-in-suburban-maine"
type: "qa"
vertical: "insurance"
lastModified: "2026-07-05T02:51:04.254Z"
keywords: ["Toyota Tacoma insurance cost Maine", "2019 Toyota Tacoma insurance rate", "suburban Maine car insurance average"]
---
# How much does car insurance cost for a Toyota Tacoma in suburban Maine?

> **Quick Answer:** A 2019 Toyota Tacoma owner in suburban Maine pays about $1,700 to $2,000 per year for full coverage insurance. This is roughly $150 to $250 less than the national average for similar trucks.

**Category:** insurance
**Question Type:** cost

**Related Questions:**
- What is the average annual insurance cost for a 2019 Toyota Tacoma in Maine suburbs?
- How expensive is full coverage insurance for a Toyota Tacoma in suburban Maine?
- What do Toyota Tacoma owners pay for car insurance in Maine's 04107 area?
- Is car insurance for a 2019 Toyota Tacoma cheaper in suburban Maine than the national average?

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A 2019 Toyota Tacoma owner in suburban Maine pays **about $1,700 to $2,000 per year** for full coverage insurance. This is roughly **$150 to $250 less** than the national average for similar trucks. The latest 2026 data shows Tacoma drivers pay an average of **$146 per month**, or **$1,752 annually**, for full coverage nationwide. Insurance for older models like your 2019 Tacoma is typically **10% lower**, placing your cost near **$1,575 to $1,800 per year**. Maine drivers often pay slightly **higher** rates due to weather risks, but the Tacoma's safety features still help keep costs down.

Here is how the cost breaks down by coverage type:

| Coverage Type | Monthly Cost | Annual Cost |
|---|---|---|
| Liability Only | $83 | $996 |
| Full Coverage | $146 | $1,752 |
| 2019 Model Avg | $135 | $1,620 |

Full coverage includes collision, comprehensive, and liability. Liability only covers damage you cause to others. The 2019 model is cheaper than newer trims because it has a lower replacement value.

Factors that change your rate include:
- **Age**: Drivers over 40 pay about **15% less** than young drivers.
- **Driving Record**: One speeding ticket can add **$200 to $400** per year.
- **Credit Score**: Good credit lowers rates by up to **20%**.
- **Location**: Suburban Maine (04107) is mid-range compared to rural or city areas.

Top insurers for the 2019 Tacoma include **GEICO**, **State Farm**, and **USAA**. GEICO offers the best rates for most drivers, averaging **$528 per year** for liability and **$1,643** for full coverage on similar models. USAA is cheapest for military members, at **$1,526 per year**.

You can save money by:
- Choosing a **$1,000 deductible** instead of $500, which lowers monthly costs by **$15 to $25**.
- Bundling with home insurance to save **10% to 15%**.
- Taking a defensive driving course for a **5% discount**.

Sidekick can help you find the best rate by comparing quotes from multiple insurers in real time. Use our tool to get personalized estimates for your 2019 Tacoma in Maine.